+1.571.383.2540  |  stephanie@stephbhowardlcsw.com

Stephanie Béguin-Howard​, LCSW

Counseling and Play Therapy Services  

​​​​RATES:


Initial Evaluation (75-90 min)- $180


Individual Sessions (50-60 min)- $160


Accepted Payments: Check, Cash, Visa, MasterCard, American Express, Discover


* Please note that there is a 24-hour cancellation charge.


INSURANCE & COST INFORMATION​
I am an “OUT OF NETWORK” provider and services are covered by some percentage by most PPO insurance plans.  When people use their insurance for mental health services they must be given a psychiatric diagnosis for those services to be covered (such as depression, bipolar, general anxiety, PTSD).  Once the person has received a psychiatric diagnosis it becomes a permanent part of their medical history.  Insurance companies determine which diagnosis warrant treatment and for how long.  Many individuals who seek mental health services do not warrant a diagnosis, yet would greatly benefit from therapeutic services.  I do not believe that this should keep individuals from seeing a therapist and improving their overall satisfaction with their life.  ​Another aspect of using insurance to cover mental health services is privacy.  The information submitted to insurance companies is viewed by a number of people who ultimately make decisions about your care and determine how many sessions you are approved for.  If you decide that you would like to get reimbursed a statement can be prepared for this purpose, if requested, for you to submit to your insurance company.  If you determine that you would like to submit a statement for reimbursement please contact your insurance company regarding out of network mental health benefits.  Please check your coverage carefully by asking the suggested questions below:

QUESTIONS FOR YOUR INSURANCE ​•What is my deductible? •How many sessions per calendar year does my plan cover? •How much does my plan cover for an out-of-network provider? ​ •What is the coverage amount per therapy session?